I am considering borrowing some money. Not a very large amount £4000. I've never borrowed before. Is there an option to loan on a credit card, rather than withdraw and pay off at 0%
As I understand it taking cash on a credit card usually means paying interest. If you must use a credit card better to buy whatever you need on an interest free option – and pay the balance off within the time limit.
The OP states borrowing money. A loan is not the same as simply bill paying as you go. That's why and 0% offer isn't likely to be applicable. One is probably looking at high twenties percentage.