“The main reasons for the higher benefits is because of a large family with many dependents plus the fact that housing benefit in the posher areas of London pushes up the claimant bill.”
Exactly, rov. And somebody working would have to (a) consider the number of dependents they knock out and (b) consider where they live so as to minimise their housing costs. Those on benefits have no such worries. Have another child? No worries, we’ll give you some more money each week. Live in an area where rents are expensive and increasing? No bother, we’ll simply increase your housing benefit to match your landlord's increasing rent.
It is absolutely outrageous that those living on benefits can have an effective income far in excess of that enjoyed by those working, and that the said income is protected against the increased costs whith which those working must cope.
At the very least benefits should be frozen at the level of entitlement which prevailed when the claimant first claimed. So, have another child? Tough, you must manage with your current income (just as those working must). Rent gone up? Too bad, cut your smoking, drinking or gambling to find your increased housing costs (just as those working have to).
Until policies such as this are pursued the UK will never rid itself of the huge welfare burden which it has managed to accumulate by being utterly ridiculous.