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I 1238 Please Explain!

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Gavmacp | 19:14 Wed 28th Jan 2015 | Crosswords
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17a. Daft Londoner bungling initial payment for policy (5-3,4) answer I think is front end load.
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Anag of 'daft Londoner'
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anagram of daft londoner
front end load is a payment on a policy
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Sorry but never heard of front end load.

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I 1238 Please Explain!

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