Christmas is just around the corner and after such a terrible financial year many people will be looking to make this years festivities as memorable as possible. Some experts predict that spending on credit cards could rise over the Xmas period as people look to put the "doom and gloom" of last year behind th...
15:36 Mon 24th May 2010As many of us try to curb the urges to go on a shopping spree, we've all experienced the temptation to reach for the plastic and go fantastic. Sadly, with everyone scraping every last penny together to make ends meet, the urge has to be halted in its tracks with a firm slap of the wrist.
But if you do find yourself in...
15:36 Mon 24th May 2010Most people who apply for Individual Voluntary Arrangements (IVAs) to sort out their unsecured loans and credit card borrowing say they were simply living beyond their means, says a new report. The findings have reignited the debate about low interest credit card deals and their effect on spending.
IVAs are an alterna...
15:36 Mon 24th May 2010Read on to see how you could be dragging yourself into debt without realising it and what you can do about it without giving up the good life. See your FREE Experian credit report as often as you
16:52 Wed 29th Oct 2008This week has seen the government come clean about two discs that have been lost containing personal information for 25 million child benefits claimants. Naturally this has led to massive criticism of
11:33 Fri 23rd Nov 2007The tree has been packed away and the last of the turkey sandwiches have been polished off. Half forgotten new toys lie scattered throughout the house and people across the country sit, calculator in
10:50 Thu 10th Jan 2008Since the economic downturn prepaid cards have gained considerable popularity. Worried about sitting on expensive credit, consumers are taking to the prepaid card’s more controlled and manageable approach to finances. This article will introduce you to the basics of using this card.
What Is a Prepaid Card
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15:36 Mon 24th May 2010The credit crunch is prompting more people to go to payday lenders, according to an advice organisation.
A spokesperson for the Consumer Credit Counselling Service (CCCS), described these kinds of loans as a "growing phenomenon" as consumers - particularly those who are less well off - are finding it more di...
15:36 Mon 24th May 2010Consumers overspending on credit cards and living beyond their means in other ways have been told they must face up to the reality of their situation before things can improve.
According to the Debt Advice Foundation, consumers need to be more open to debt resolution plans during the recession.
Analysts at a well...
15:37 Mon 24th May 2010Loans present a viable lending option for borrowers who seek an alternative to credit cards - thanks to the internet these loans are only a mouse click away. With a variety of customised loans that cover specific requirements you are guaranteed to find the one tailored to fit your needs.
Types of loans:
It seems ...
15:37 Mon 24th May 2010Many of us are familiar with shopping online; it can be a great way to save time and money. The goods come right to your door and often you can find fantastic bargains by shopping around. It seems the nation’s children are finding the internet a tempting place to do their shopping as well. Unfortunately, they are...
15:36 Mon 24th May 2010Consolidation of debts has become a popular pastime in the UK. Especially after a big blow out such as Christmas, when we have several credit card bills and maybe a few store card bills. How much easier would it be just to pay one bill
Balance transfers are pretty much what they say on the tin – a shift of mone...
15:36 Mon 24th May 2010asks Brandon A. An e-directory is a portal for online shopping, where every online shop within the directory has been vetted for its credentials and security. Allegedly, it is a safe place to shop on
00:00 Mon 27th Aug 2001Asks jellybean A. Yes it is, the banks assure us that our money is as safe in an Internet bank as it is in a high street bank. All banks use safe encryption devices and guarantee the safety of your
00:00 Mon 18th Jun 2001Moneysupermarket is a price comparison website-based business specialising in financial and insurance services. The website enables consumers to compare prices on a range of products, including mortgages, credit cards and loans.
Launched in 1999 Moneysupermarket provided on-line mortgage information and in 2000 expand...
15:37 Mon 24th May 2010With huge ranges of Christmas decorations online you won’t need to leave the comfort of your own home during the cold winter evenings! You can buy all your Christmas decorations online from your favourite department stores, as well as from some specialist home furnishing shops all with ease and simplicity.
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15:37 Mon 24th May 2010Before December 2005 same sex couples were categorised as individuals for benefit purposes. After this date, however, with the introduction of the Civil Partnership Act those living together as a couple would be seen as such for tax credits and benefits. Despite this being a victory for homophiles it could make them wo...
15:36 Mon 24th May 2010It can be a frightening experience to have your identity stolen, perhaps your credit card was scanned in an ATM machine or your bank details hacked off the internet. Not only have you lost money but it is a violent invasion of your privacy and many sufferers have long term problems trying to get their lives back on tra...
15:36 Mon 24th May 2010We are all feeling the strain of the credit crunch and keeping a close eye on the purse strings. However, it seems that a third of us are seriously worried.
Debt is said to be a concern for one in three people in the UK, new research reveals.
According to a well known online financial services company, 33 per cent of...
15:36 Mon 24th May 2010It seems we are cutting back sensibly due to the credit crunch. Many of us are living without those little luxuries and excesses which we used to have. During the financial crisis people need to tighten their belts and keep hold of their expenses.
This has been confirmed by a spokesperson for the Consumer Credit Couns...
15:36 Mon 24th May 2010
