Credit in The AnswerBank

onlyme26

Any estate agents out there? credit checks??? i need advise

hi guys, i know im posting this is the wrong catergory but had no idea where to post! basically i need to know... is there only type of credit check? what i mean is..... on boxing day i went to get a...

meglet

Refused credit

I've been looking to get credit from an electrical retailer to buy a flash new telly. I just want to buy half now and half in 6 months in order to take advantage of the interest free option offered....

sssg4

Credit Card Debt!!!

Hi, I put a posting on here a month or so back with regards to the debt I have managed to rack up on my credit cards over recent years. It has now reached a point that I am accruing in interest what I...

newbie

Fraudulent transaction on credit card

We recently purchased something for ?280 online. We paid using our credit card into his Paypal account. The item we bought was not via ebay! Within 24 hours we knew it was a fraudulent transaction...

Suade7

Hotels demanding credit cards on arrival before you are allowed to check in

I just wondered where the law stands with hotels demading credit cards before you are allowed to check in, even though the room has already been paid for. I am finding now everywhere I stay, I can't...

neo680

Credit score / rating.

Having finally cleared 3 outstanding credit cards, which is the best way to improve your credit score? I have been given 2 pieces of conflicting advice: one that it's best to have a number of cleared...

Gemba100

adverse credit and obtaining a debit card

Hi, my partner has a crap credit history but wants a DEBIT card so that he doesnt have to estimate how much money he needs before he goes shopping - its annoying to find he doesnt have enough money...

ladybirder

Amazon Refusing Visa Credit Card Payments Shortly.

This arrived via my email this morning. //Starting 19 January, 2022, we will unfortunately no longer accept Visa credit cards issued in the UK, due to the high fees Visa charges for processing credit...

Kathyan

Credit Card

I recently ordered something and paid by credit card. I then made a balance transfer from the credit card to a 0% card. The order I made cannot be completed and has been cancelled and the payment is...

iloveglee

Improving Credit Score Quickly

I am seeking advice from all you financial experts out there, as to the best way of improving a credit score quickly (say in 6 months) We are helping our grand-daughter buy a house, by putting up the...

jourdain2

Can't Get Credit - Ridiculous

Hi, I lived in France from early 2002 until 2015. Before I went I cancelled my Barclaycard (held for over 15 years) because it would be awkward to administer (post etc.). Never forfeited any debts,...

Misky

Next Credit Agreement

Yesterday I received in the post a letter from Next, advising of important changes to my Credit Agreement. As far as I was aware, I didn't actually have a Credit Agreeement with Next. Calling their...

Kiki-frog

Can A Credit Card Company Over-Rule Or "fail To Recognise" A County Court Judgement?

My OH divorced in 2006 and as part of the final settlement it was agreed that his ex-wife would be liable for various debts, including a rather large credit card bill. A couple of weeks back we...

Nitro7913

My Debt Management Plan Doesn't Show Up On My Credit Report

Hi, me and my wife are applying for a joint mortgage. My wife has excellent credit history. Our current mortgage is in her name. We are now applying for a joint mortgage to buy a new property. My...

benny3008

Credit cards explained?

Hi, I'm looking into getting a credit card for use in emergencies, I am fairly confident my car is going to be dead in a few months, smack, bang in the middle of winter and I want some reassurance...

ScottFitzgerald

Why would a credit agreement not show on my credit file

Good afternoon, Help is needed, I have an old debt which I am now been chased for, I have requested copy of signed agreement, etc however, they are wanting me to pay for this info which I dont think I...

BigRooster

can't get a mortgage no credit history

Need help. Been told I can't have a mortgage as I've no credit history. Never had credit card only debit and no loans. So I'm thinking of getting a credit card but what will be the quickest way to...

rach912

Refused credit but have an excellent rating?

Hi, I was offered 0% interest credit option at dreams last week when buying a bed and mattress (I spent just under £1,000). When the sales guy put it through it refused me. I have always had...

Connemmara

credit unions

Anybody know the difference between a Credit Union belonging to the Irish League and Antigonish Credit Union. Also when it says on the application form of one - do you belong to another Credit Union -...

jp_2031

Few questions of the credit crunch: Past, present, and future (UK)

Hi, i was wondering if anyone could answer the following questions, as I would like to learn more about the credit crunch. Firstly, Before the credit crunch happened, was there and policies or...

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