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"credit"

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Ann

Credit Rating

Not sure where to post this but would like to know if my friend is correct. I don't have a credit card (don't believe in them) only a Debit card linked to a current account which never goes below...
09:23 Fri 24th May 201349 answers, last by Maydup 22:58 Fri 24th May 2013
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Goodsoulette

Credit Report

Many years ago, I had a loan with Welcome finance. I missed a couple of payments and then satisfied it after being hounded down relentlessly, 24 hours a day. Anyhoo, I checked my credit report...
13:19 Thu 09th May 20138 answers, last by sudu94 16:27 Thu 06th Jun 2013
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sprayermick

Credit & Debit Card Charges

Forgive me if I'm wrong but i could swear that I heard on the news a week or two ago that apart from a few pennies or minor charges it was to become illegal to charge for paying by credit/debit cards,...
12:17 Thu 02nd May 20135 answers, last by New Judge 20:43 Thu 02nd May 2013
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BobbyBobBob

Credit Card Application

I have had a Natwest credit card in the last 12 months. The debts were cleared and the card has now been cancelled. I currently have no credit cards open at the minute but want to open another one...
21:16 Tue 19th Mar 20134 answers, last by woofgang 23:13 Tue 19th Mar 2013
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jd_1984

Credit Cards Question

Forgive me if this is a deft question..... I have a credit card that was 0% interest for 12 months, will have had it 12 months in June. I have almost paid the balance off and dont intend to use it...
07:55 Tue 12th Feb 20136 answers, last by bednobs 16:02 Tue 12th Feb 2013
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dibble1

Credit Rating

I own a park home which is worth at least 30K but I'm not allowed to call myself a homeowner, bearing this in mind I recently applied for a non-secure loan when I was told I had a poor credit history....
18:47 Wed 06th Feb 20134 answers, last by boxtops 19:29 Wed 06th Feb 2013
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Neenee

Credit Rating Of 817 Is This Good!?

I've just checked via experian my credit rating which has come up as 817. I have 1 negative and two positives. My rating is classed as fair!! Over the last 5 years I have paid off my mortgage of 150k...
20:50 Sun 27th Jan 201313 answers, last by carolina251 13:54 Sat 26th Nov 2016
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buttons77

Credit Report Information

Hi, Because of a bit of a cock-up with my credit card payment I sent for a copy of my Credit Report from both Experian and Equifax but neither report shows any details whatsoever of this credit card...
10:46 Sat 01st Dec 20124 answers, last by buttons77 16:41 Sat 01st Dec 2012
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jdh1975

joint mortgage i have poor credit rating but wife has excellent rating, we do have big deposit

Hi, can anone tell me if theres a chance for us to get a joint mortgage, my wife has an excellent 974 experian rating where mine was in the poor catagory at 637, my problems are the credit card that i...
04:15 Fri 20th Jul 20122 answers, last by factor30 08:55 Fri 20th Jul 2012
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Nini74

will i be refused credit?

i'm supposed to be going to get a new blackberry on contract tomorrow through a friend. i'm a bit worried that they won't allow me a contract - i had a few credit cards a few years ago - all, bar one,...
19:42 Tue 12th Jun 201210 answers, last by Graham-W 20:58 Tue 12th Jun 2012
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Linda51

CLAIMING FROM CREDIT CARD COMPANY

I have posted a question before regarding a faulty sofa. The retailer has told us we have to accept a replacement of the same kind even though we have told them we do not want one we want a refund as...
09:12 Wed 30th May 20129 answers, last by ojread2 17:59 Fri 01st Jun 2012
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brainwashed

credit blacklisted

Hi I have not been refused credit but refused an application to open a bank account with a bank i have been with for years. I have never owed them so much as a penny. Also i have substantial savings...
22:36 Thu 26th Apr 201216 answers, last by atalanta 13:38 Sun 29th Apr 2012
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andy-hughes

Credit Check

If I was to apply for a loan or a mortgage, and a credit check was carried out by the lender - do I have access to the information that is supplied to them about my finances? For example, if I have...
12:03 Thu 22nd Mar 20123 answers, last by saperillo 04:36 Tue 17th Apr 2012
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andy-hughes

Credit Check

If I was to apply for a loan or a mortgae, and a credit check was carried out by the lender - do I have access to the information that is supplied to them about my finances? For example, if I have had...
10:56 Thu 22nd Mar 20123 answers, last by ValenS 18:31 Mon 09th Apr 2012
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maggiebee

CANCEL YOUR CREDIT CARD BEFORE YOU DIE !!!

Reported in the Newcastle Evening Chronicle U.K. recently: Be sure and cancel your credit cards before you die! This is so priceless. And so easy to see happening - customer service, being what it is...
09:12 Wed 29th Feb 201220 answers, last by mamyalynne 22:22 Thu 01st Mar 2012
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danchip

credit card payment

My wife's friend apparently paid for breast implants on her credit card, subsequently they ruptured and she is saying because the implant was faulty her credit card is refunding the money she paid for...
08:59 Mon 30th Jan 20122 answers, last by hc4361 10:32 Mon 30th Jan 2012
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cockatiel

Pension Credit

My friend was off work for 3 months following surgery.She has a well paid job,but as all her earnings are spent on the cost of living and paying a mortgage,she has little money in savings.She didn't...
22:56 Wed 14th Dec 20114 answers, last by factor30 08:20 Fri 16th Dec 2011
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237SJ

Credit card with rewards

Any ideas of a credit card with decent rewards? I redeemed my Sainsbury reward points last night and bought a bottle of Moet. All I got for spending a flipping fortune all year was a measly bottle of...
09:59 Sun 11th Dec 201115 answers, last by Sethbrock26 13:22 Thu 13th Mar 2014
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greenlily

Paid off Credit Card - will DD still be taken?

Hi all, hope you can help. I usually pay off my credit card in full each month via a Direct Debit. This tends to come out on the 22nd of the month. I paid off my credit card early this month via a...
06:59 Thu 20th Oct 20114 answers, last by greenlily 07:32 Thu 20th Oct 2011
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dibble1

Credit report

I've been turned down for credit by 02's credit agency, I can see no reason for it and neither can my bank, I've been told I need to look at my credit report. Is there a reputable agency I can use for...
08:54 Sat 23rd Jul 20115 answers, last by TonyV 19:54 Sat 23rd Jul 2011

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