Mortgage Breaks

[themalster]

I have a mortgage with Intelligent Finance. I have taken 2 mortgage breaks (im allowed 2 per calender year, took one last year and one this year). Will that affect me if i want to change mortgage companies in order to lower my repayments? Cant find the literature i initially got from them and dont wanna call them and tell them im thinking of moving!!!
Anyone know anything? Thanks in advance.

[Nether Edge]

If mortgagee (lender) allows breaks, you're not doing anything wrong by using them. Interest continues to run during these so-called "payment holidays" so your financial position is still pristine as long as you keep up with all other payments as and when due.