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Driving without insurance

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MrsVP | 22:02 Mon 10th Dec 2007 | Motoring
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I was pulled over for driving without insurance in August this year (just gone midnight). Short story is, I had no insurance - fine I understand I'll be found guilty. Long story is - my mother had been in intensive care on life support and I was told she would die as she had suffered 4 simultaneous but seperate occurences of bleeding on the brain. She paid my car insurance for me. Whilst she was in intensive care my policy expired and I was not aware it did not automatically renew (again my fault - I should have checked - but I had more important matters on my mind at the time). I've just received a summons for magistrates court. What am I likely to receive and what is the best way to deal with this? I am 25, have 3 points for speeding 3 years ago (35 in a 30 at 02:00), have part qualifies as a driving instructor (although I am no longer pursuing that career) which means I have passed advance theory and practical tests and have never been in trouble before. Will I get a criminal record or points and a fine? I'm hoping to do a Crime Scene Science degree (or possibly a law degree) and move to the states in a few years - will this affect me? Please help, I'm so confused!
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Plead guilty and state the mitigating circumstances.
6 - 8 points fine about �250 - �500
No criminal record. If you feel able to go to court, tell the mags what you have told us and hopefully you will only get 6 points and a lower fine. If you don't want to go to court write a letter explaining everything,apologise and hope for lower points and fine.
You'll never get into America with points on your license.
Why not chopsuey? I know of many people who have points on their licence and regularly holiday in the USA.
Traffic offence of speeding does NOT show up on criminal record.
and also meant to add other traffic offences...
Y' don't say...
been able to go on holiday and not mention on the visa waiver form you have points on your license is entirely different to applying for a visa to live there
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Tigwig & Chopsuey - am I right in thinking points stay on your licence for 3-4 years? It won't be til after that (if I actually manage) to move to the States so would that still affect my Visa application? Obviously, any criminal record would be there forever - would I get one for this? I'm guessing yes?
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Thank you all for your answers.
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Annlinda - does that mean I won't get a record - or do traffic offences not count on visa applications?
traffic offences like this will not have any effect on your visa.
i have points and regularly travel to the states and other very strict countries.
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Travelling there and living there are different Visa's and requirements though aren't they?

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