What lovely dogs you have, had to google them tho! I have a bearded collie insure with helpucover, used to be Pinnacle, and they were good when he tore his cruciate ligament. Bill was nearly 4 grand overall and i paid 15% of that but the vet said some companies had limited payouts. They paid within 5 days of receiving claim from vet unlike some other companies. Spoke to someone who waited over 3 months to settle dental claim with the company that uses a red phone. Let's hope you don't need to make any claims, I've got about 3 grand of cover left on the annual policy so told my dog to be more careful. Also have covered laminate floor with rugs as that could have been the cause of his doom. Also have cat, he's in the doghouse for killing a bird not the rabbits scoffing my neighbours veg patch - I rely on their hard work and surplus food!