How Much?!...

[Patsy33]

Had my renewed pet insurance come through couple of days ago, for my 13 year old cat.
£70. 59! It's jumped astronomically last few years.
Apparently, when they turn 8 years old, they add on 20•/• because of old age illnesses.
Quite a shock..

[wolf63]

I ended up cancelling my pet insurance when the premiums got too high. I had enough savings to pay for any treatment so it was not a difficult decision to make.

When I was working I got insurance because I never had any spare cash.

The only time that I was stunned when told how much treatment would cost was when Frankie got four teeth out and some blood tests for his kidneys. It was £400. I looked at the receptionist and said "How much??".

[jno]

they do the same for elderly humans, though not till they're a lot older than eight cat years.

[Patsy33]

I've got two weeks to cancel. It's a difficult decision. If I stop it, it's sod's law something will go wrong. Although I have a little savings, it wouldnt last long. My gut feeling is telling me to hang on fir at least one more year. I dont know how a lot of young people manage to have pets these days, especially when struggling with bills themselves.

[barry1010]

Is that for a year or a month?

[Patsy33]

A month, Barry..

[wolf63]

I talked it over with one of the vets, we discussed the likelihood of anything that needed really expensive treatment happening. I was lucky that they were indoor cats.

I did have insurance for my dogs - one was an escape artist and he could have been up to mischief when he was out.
The other had a problem with his teeth - he had been badly treated before I got him and he thought that sticking them in other dogs or scary people would be a good idea. Attack before they attack him!

[mallyh]

that sounds extortionate for a month x

[THECORBYLOON]

Have you tried a comparison website?

https://www.comparethemarket.com/ps/pet-insurance/?AFFCLIE=GD63&SRC=GD63&cmpid=PC-_-GOG-_-PT-_-GEN-_-YGWIoZUVKnrKNxP&gclid=Cj0KCQjwio6XBhCMARIsAC0u9aFzkbBkKGeK4VDmFKUQpoHhElL2nPIYaH3Kr6JQ6Y-ajer4LsqGzSYaAkGSEALw_wcB&;gclsrc=aw.ds

[Prudie]

OMG that's per month, that's nearly £900 a year for how many years? Have you totalled what you've paid so far? Have you ever made a claim? I don't bother getting insurance on either of my cats but then I suppose I'm lucky I can pay unexpected vet bills. Even so,I have had a couple of bills in the 200 to 300 pound region but still spent way less than if I insured them both year after year.

[Patsy33]

Thanks Corby. I'll have a look.
I'm with Tescos by the way. They have always been good, and quick with paying up.

[rockyracoon]

My dog's insurance is just under £100 a month. It's little wonder why rescues struggle to rehome large dogs.

[jennyjoan]

Thats a lot Patsy - I thought that was for a year too - no no too much.

My neighbour had no insurance on her dog called "Lady" - Lady was 16 years old but she fell downstairs - they paid £1000 for treatment only for Lady died a few weeks later.

[Hazlinny]

Petwise insure pets 8 years and older. Can't believe you are being charged so much per month!

[jennyjoan]

I don't pay enough insurance on Maxie so am aware it doesn't cover a lot of illnesses etc but will just fork out.

[Patsy33]

I've made about 5- 6 claims, Prudie.
He got knocked by a car when he was 13 months. When he was about 3, he had structure stones that blocked his bladder. That was about £750 ..
He had 2 cancerous lumps removed about 3 years ago. Last 18 months, had 2 nasty cat bites by side of his ear. Ironic, he doesn't go out much..
So, I've been glad I've had insurance!

[wolf63]

rocky - £100 a month!! I bet he takes some feeding too. Just as well that he is drop dead handsome.

[Patsy33]

^^^^
Should have read, struvite stones..

[Patsy33]

So true, Rocky..
So many animals waiting to be loved, it's the expense that put people off

[Patsy33]

Rocky has a gorgeous face! :-)

[dave50]

Cheaper to just buy a new pet.