I've Just Had An E-Mail From A Pet Insurance Company...

[sandyRoe]

... telling me my 4 week free policy will soon lapse.

The charity I got DeeJay from told me she's an indoor cat.  Do I really need insurance for her?

[calmck]

What does the policy cover? Anual vaccinations, worming, flea treatment, teeth cleaning as she gets older? If yes then possibly worth it. Ask the vet what is covered

[wolf63]

Could you afford to pay for expensive vet treatment should she become ill?

You will have to have her inoculated if you plan on putting her in a cattery at any time.

 

[Old_Geezer]

Any living thing can get ill. Insurance companies are there to make a profit so most with insurance lose out. The thing is, how much do you want to avoid the risk ?

[sandyRoe]

Vet's certainly know how to charge.

I had my last cat for only a few weeks before he became ill.  I took him to the vet and she said his bladder was distended, caused by an obstruction.

Later that day they phoned me to say he'd died.

When I went to collect him I was presented with a bill for £270.

[DDIL]

Good afternoon,

If you had insurance and the cat was vacinated you probably would only have a bill of £150.

Its a personal choice, I insure my indoor kitties for a few years and then don't bother, but I do this knowing that I will have to cover their old age illness's. 

So far my 18 year old kitty has cost me approx £800 in the last 16 years - far less than I would pay out for insurance - but its a gamble.

[Cloverjo]

I don't insure my indoor cat. I did at first, but I then I didn't see the point. If she needs something done I'll pay for it. So far I've saved £2000.

[Vagus]

Personally I would always take out pet insurance, it's always a gamble as to whether or not you'll need it.

However, it's a decision you have to make for yourself.