car stolen

[Connemmara]

my car was stolen on Friday night between the hours of 7.30pm and 9.45pm - loads of kids around so one of them knew who took it. I did not miss it until I was going to check it and for dog to do his final pee for the night. Could not believe the big gap on the driveway- unfortunately since we have some breakins round here I fervently and diligently lock my front door unfortunately it was open this time and since I am deaf did not hear the person pick up the keys in the hall - also dog was in the back barking at all excitment of neighbours kids. I am so sad but again relieved that I was not hurt in anyway it is an old car but I feel I have been invaded.

[dotty.]

That's awful Connemmara, if it was kids they must know you are deaf. have the police been any use at all? Also DO NOT tell your insurance company you had the house door open and the keys in plain sight!

[dotty.]

isn't what illegal? Do you mean not telling the truth on your insurance claim form? who cares? I've paid thousands in car insurance over the past 35 years and never claimed for my own mistake or accident yet, i;ve paid over the odds year in year out cos of having increased premiums due to the amount insurance companies have to pay out for idiot drivers, i have alot more to lose sleep over than making false claims to my insurance company, who can offset any claim i make in the future as a loss if it was uop to me for all the rip off claims they settle at my expense

[Connemmara]

No I have had a friend when his car was stolen criminal broke into house and went up to his bedroom and asked for the keys - they got compensation.

God we cant all be locked up in houses 24/7. I am fully comp so it is (hopefully) the fact the car was stolen nor what way or which. I am praying for that result anyhow.

[boxtops]

Connemmara, I am so sorry - i lost my old car last year when a couple of kids fancied a trip home in it and jemmied the door off, it was a write off. You feel you have been invaded. But you have - someone actually walked into your house and took your keys, that is theft whether or not the door was open - tell the police, people can't do that. I wouldn't risk lying to your insurance company otherwise they will ask how they got in to take your keys. Were any other keys on the same ring, do you need to change any locks? I hope that while you are not posting on here at the moment, you are down at the cop shop making a statement.

[dotty.]

Ok good luck connemarra, it's quite a traumatic enough event having your car nicked but just adds insult to injury when your insurers start @rsing about, hope it works out for you and quickly.

[boxtops]

PS you will need a police report number to claim on your insurance - whether or not the door was open, the taking your keys is still theft, apart from the fact that they entered your house without permission.

[boxtops]

Connemmara - police - no question about it. This is theft not burglary, there was no breaking and entering, but it's still a criminal offence.

[dotty.]

I'm not arguing with you chimp, I know you're new here so I;ll let you get away with insulting me. I would just say that this forum is full of people posting their opinions and full of people who can take the advice or refuse it, most don't need to be insulting, as a newby you obviously won't understand that yet. welcome to AB BTW. ) ( LOL LMAO)

[dotty.]

Oh gosh you've made me totally change my opinion and decide that i was 100% wrong and i apologise profusely to anyone that was upset and angered by my previous post, well done chimp, carry on, :)

[saxy_jag]

If you omit to tell them, and they pay out and then find out you've misled them, they could ultimately take you to court on something fraud related. On the other hand, if you DO tell them, you will have acted within the law, but they may be more reluctant to pay out the full amount and will place restrictions and/or premiums on top when you renew the policy - if they will renew it.

You're in a catch 22 situation, I'm afraid.

It's an awful situation to be in, Connemmara, and you have my sympathy. You get this awful, angry feeling inside that turns to self-blame. We didn't have the car pinched when we were broken into, but some very valuable items were stolen, including my late Dad's retirement watch (which was right next to his photo).

I'm assuming you have reported it to the police? If you haven't, then do so, to get a crime number if nothing else. Insurance companies won't do anything without one. I have to say, though, that the police were wonderful with ours. They dealt with it all very promptly and never judged once (I'd left the porch door unlocked because someone was collecting something whilst I was out. Oddly enough, it was one thing the thieves left). The police officer's attitude was one of 'Yes, you've been a bit careless, but it still doesn't given anyone the right to come into your house and steal from you.'. They offered victim support counselling too, which I didn't take up, but it was nice to be offered, and I could have had a security check as well if I'd wanted. Again, something I didn't take up, but I have upped my security to virtually Fort Knox level.

[dotty.]

you'll fit on on AB really well Chimp, carry on,

[dotty.]

thank you from the bottom of my heart chimp, and can you name my ex-employers that you are referring to? they're just not coming to mind at the moment but obviously you know their names. Oh no you can;t can you cos you are new on ab.

[boxtops]

Can we get back to helping Connemmara please.... ;-)