I'm a pensioner. Not one that qualifies for a free licence though. The licencing body hounded me for 2 months, to pay my fee, when I'd already paid. I threatened to sue them for harrassment but the threatening letters kept coming, eventually turning into a court summons. A member of staff at my bank phoned them to provide proof that I'd paid 2 months before. Eventually they accepted that I'd paid and blamed me for not speaking clearly enough on the auto payment line. I pointed out that the money immediately went from my account into theirs, so it must have been clear enough to understand that. Also why did my bank have a record of them receiving payment, but they (Licencing) didn't? I eventually recieved my licence with no apology or explanation from them. T 0 $ $ E R S!