how do insurance companies value cat d cars

[shakmalik]

Hello people I am considering purchasing a CAT D car, the book value is about �8, 200 for poor condition, and same spec cars (not CAT D) in the trader are worth about �8,500. how will the insurance company value the car if i was ever involved in an accident. (cars costing me about �6, 500.) I have been advised i may only get 50% of �6, 500 by friends is this true?

[gouldc]

Generally, we would settle at whatever Glass's Guide states that the trade value is (dependent on whether the car has actually been repaired properly, or you could be looking at less).