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P11D time fast approaching.
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I have Private Medical Insurance, on which I am taxed.
I also have Long Term Disability & Illness Insurance which will pay me most of my salary in the event of disability or illness until my retirement age.
Therefore, do you think that I and people like me (1) shouldn't be taxed for this perk and (2) should actually pay less NI than people who don't have PMI & LTD?
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