I would say wait for a while, you can only lose your virginity once, so much nicer to lose it to somebody you love than on the possibility of it purely being a one night stand with this bloke, maybe I am a bit old fashioned but I do believe it is better to make love than just have sex, there is a hell of a difference if you feel emotionally connected with the one you are with not just a quick jump, coffee and see you about sometime. you are not missing out, you are young and remember, lots of your friends will be exagerating about how experienced they are, not cool to say you haven't done "it" yet, be proud of the fact you are as you are, be happy and enjoy your life, plenty of time for complications, take care, Ray