I dont live in the house i bought with my wife 10 yrs ago we have separated before we did we bought a car on finance i could not pay for it neither could my Ex I offered the car back but they refused even though i dont live at the property anymore they put a charge on it and are not trying to force a sale my ex and my 16 yr old son who is a student live there Can they take it from her as in force a sale i offered �100.00 per month they refused The PPI and HP and interest mounts now to �10,000