Credit Check

[andy-hughes]

If I was to apply for a loan or a mortgage, and a credit check was carried out by the lender - do I have access to the information that is supplied to them about my finances?

For example, if I have had a credit card and paid it off and closed it, how long would that information remain accessible on my credit rating report?

[andrew1707]

They paid for the info from the credit reference agency not you.

If you have a query about the check they will tell you which CRA(s) they have used and how to contact them, price etc.

[RATTER15]

Yes you can access your details in a credit check by going to experian.

http://www.experian.co.uk/hp/index-1.html

[saperillo]

have you contact your bank already? Media URL: http://www.creditcards.org/
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