Pension Credit

[kloofnek]

What would happen here?An OAP who is working part-time ,receiving State Pension and a small occupation pension, decides to retire completely and their pensions come to £90 a week,would they be topped up with Pension Credit and how would they go about getting it?

[Buenchico]

Anyone (of the relevant age) with an income of less than £151.20 per week is entitled to have it topped up to that amount. (That assumes that the person is single. See link below for info re couples)

Full information (including how to claim) here:
https://www.gov.uk/pension-credit/overview

[ladybirder]

Top up to £151.20 for single. Info here.
https://www.gov.uk/pension-credit/overview

[kloofnek]

Thank you both for the link.There is a funny situation about the person I am referring to,he is married and lived apart from his spouse for a large number of years but then he needed somewhere to live due to his "partner" passing away and her family claiming the house.So he was allowed to live in the home of his estranged wife (no divorce or legal separation ever done due to religion),her HB,PC etc.not affected.Will this have any bearing on his getting PC?

[Buenchico]

>>>Will this have any bearing on his getting PC?

Possibly. The best advice has to be to make a claim anyway and see what happens.

[kloofnek]

The DWP know they are living in the same house but independently.He contributes nothing to his spouse,looks after himself(it is a big house)and the children help out by having him for meals etc..
The local council also know and her HB was not affected at all.Apparently,someone from the Dwp went to the house to interview them before the final decision was given as to whether it was permissible.

[Buenchico]

He should be OK then.

[kloofnek]

Yes,it is all above board.
Thank you for your response and have a nice evening.

[fiction-factory]

In assessing whether income is below £151.20 a week I assume, Buenchico, that any income from employment would be added to the state and occuapational pension totals.
Wghat is his total income please kloofnek, including part-time earnings?

[Buenchico]

F-F:
The question says "decides to retire completely", so I assume that the part-time income will no longer be relevant.

[fiction-factory]

I'm suprised that his income is not taken into account for Housing benefit. I know someone who rented privately with 8 strangers and had his own bedroom but he was expected to provide full income details of the other tenants so he ended up not getting anywhere

[kloofnek]

Hi Fiction,he intends to apply for PC when finished working.So there will be no employment income.
He only works 2 hours but he would not get PC whilst he is doing so.
Thanks for replying

[kloofnek]

Two hours a day,that is

[fiction-factory]

Maybe, Buenchico -although in that case I'm not sure why the 'working part time' was mentioned. I interpreted it to mean activating all pensions but I can see that doesn't fit with the description.

[fiction-factory]

Crossed posts, kloofnek- thanks

[kloofnek]

Well,as I said,Fiction,that is the situation with this person.In fact,when his spouse was making enquiries as to how it would affect her by allowing him to live in her house,,she went to the local HB office and they TOLD her she can have someone living with her(not co-habiting,that is)as long as she received no money from them.It was sorted in no time.

[fiction-factory]

That's good kloofnek.
It just shows it's better to go in and ask.
In the case I was referring to he was given a huge form to fill in asking for everyone else's details of income, savings etc in the shared house so he just gave up. Maybe he should have just gone in and got them to sort it (I did suggest that at the time to him)

[kloofnek]

Nothing to lose by asking.Yes the PC people gave her a large form to fill in ,then numerous questions asking by the visiting agent.
Well,off to watch the soaps now.