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AuntPollyGrey, your reply is interesting. But what do the three arrows at the start mean? (I don't know how to type them.) Also, what does "ture" mean? Is it a typo? You "sorted it a different way". Can you explain that a bit? I realise it might take a page or two if you explained it fully, but perhaps you could give me a link it to something. With regard to "deprivation of assets", what other reason could there be for changing ownership at "that age" than to avoid care home fees?