Old Age Pension

[poppyjr]

My Husband gets a married man's pension which is joint for myself and him. I do not get a pension myself. What is worrying him, he has got terminal cancer, is that when he dies I will not get any pension at all as I never paid a stamp. Will I get a Widows pension from his insurance payments ?

[aelmpvw]

are you of pensionable age poppy? if so, you will receive a pension

[poppyjr]

Yes I am 73 but I have never been in full time employment so never paid a stamp.

[Peter Pedant]

yes you will
but I dont know what
Ubasses who used to run a citizens advice may be along to give further good advice.
In the event - there are agencies near you who can give advice on the procedure as it will be. You wont starve

[aelmpvw]

i'm not an expert re pensions but many people are in your situation and receive a pension

[poppyjr]

Thank you !

[emmie]

i hadn't worked for a long while and got my state pension no problem. there are a few on here who know a lot about this so don't panic is all i can say.

[zebo]

https://www.moneysavingexpert.com/reclaim/married-women-missing-state-pension-boost/

I came across this the other day, don't know if it will be of any help to you. Can Age Concern, of they still exist, advice you?

[Hopkirk]

Now called Age UK, I believe.

[emmie]

its now called Age UK. they can help.

[emmie]

https://www.ageuk.org.uk/contact-us/

[poppyjr]

Thank you all, I have contacted Age UK

[ladybirder]

£179.58 at the moment poppy.

[aelmpvw]

don't think it's that simple ladybirder, you need to be alan turing to work out what you're entitled to . . .

[Souldarkness]

No widows pension but on top of your pension apply for the bereavement payments, it's a lump sum and £100 pcm for 18 months.
You should also contact your utilities and see if they offer schemes that help those on low incomes. Severn Trent water for example can give discounts of up to 90% on bills and others have similar. Usually via a related fund. If you don't already get it you can also apply for help with heath costs which will cover dental and optical treatment and fares to and from medical appointments

[satprof]

Ladybirder: Without knowing many exact details, such as husband's date of birth, it is simply impossible to give a precise figure.

My recommendation would be to call the government-provided Pension Advisory Service on 0800 011 3797. (Mon-Fri: 9am - 5pm, excluding Bank Holidays.) (This service is free & doesn't come with any element of selling.) Basically a widow can get the State Pension based on her husband's contributions if his contribution record is more complete than hers. For a widow who has never contributed, this is simple.

I believe that the widow has to make a claim to get this, but it can be done by a simple phone call. (This doesn't apply to widows born on or after 6 April 1953, as they come under the new pension rules.)

[THECORBYLOON]

Not sure how your Husband's pension gets paid but normally, married pensioners receive their own pensions.

When you say you don't get any pension, do you mean:
•he gets it all in one amount each time
•he gets two payments into his account each time
•you get an amount each time into your own account each time?

[THECORBYLOON]

Considering the circumstances in which the thread has arisen, if you want to discuss the rights and wrongs of who receives what amount, can I suggest you raise in in another thread?

[THECORBYLOON]

SOULDARKNESS, the lump sum and weekly amount apply only to those under pension age when widowed, which is not the case here.

[Peter Pedant]

// So, me working all my life to get the same pension as someone who has never worked??!! Is that fair???//
fair or not - it is the Law

it USED to be a widows mite which was hen made up with Pension Credit and Housing benefit so that you didnt live in lugzury but you didnt starve. Same money now, different benefits.....

this is really benefits advice rather than pensions ( and not a matter of Law ) but the asnwers by and large havent been bad