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bad credit - how long before its clear again?

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joko | 22:45 Thu 07th Dec 2006 | Personal Finance
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how long is your credit bad for?

assuming you clear the debt, how long must you wait?

and what evidence of it is left

thanks
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The information on your credit file will remain there for 6 years. The key date is when it is registered and not when it is cleared. It will be marked as satisfied or unsatisfied (paid or unpaid) and most lenders do not make a distinction between the two. A lot of lenders now will ignore stuff registered over 2 years ago.
10:11 Sat 09th Dec 2006

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