ChatterBank3 mins ago
stakeholder pensions
4 Answers
What company gives the best returns. Is there some sort of best buy table?
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I found this website to be very helpful
http://www.moneysavingexpert.com/savings/discount- pensions
Try Scottish Widows, Standard Life, Legal and General.
http://www.moneysavingexpert.com/savings/discount- pensions
Try Scottish Widows, Standard Life, Legal and General.
It all depends on how the investment inside the pension performs and that is very often overlooked. By all means use a best buy table but it must compare the same type of underlying investment. It is no good comparing L&G With Profits Fund, with Standard Life Managed Fund, and Prudential UK Equity fund.
As Sweet G says,it's not about the company but the individual funds and most of the big names will have at least a dozen funds to choose from,but a lot will depend on your current age and your attitude to risk.
If you are 20 then you can afford to put your money in a more riskier fund as the returns over potentially 40-50 years are likely to be good.
However if you are 50 then you will have less time to ride the ups and downs of the stock market,so perhaps a with profits fund might be more suitable.
If you are 20 then you can afford to put your money in a more riskier fund as the returns over potentially 40-50 years are likely to be good.
However if you are 50 then you will have less time to ride the ups and downs of the stock market,so perhaps a with profits fund might be more suitable.
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