Mortgage guarantor

[Julietf123]

Can a mortgage guarantor claim that he owns a property because he made the mortgage payments from his own bank account?

I believe he can't, but I am having difficulty convincing someone.

Can any one help please.

[Ethel]

The person who owns the property is the one with his name on the Registered Title.

That is the legal owner.

However, a third party can claim a beneficial interest or equitable interest in the property in certain ways - one of which is to prove he has paid a large amount of money off the mortgage IN THE BELIEF he would be entitled to a share of the equity. If he can prove this by wirtten documents, so much the better.

There are many examples but it is a complex and detailed area of law.

[Julietf123]

Thank you Ethel

The guarantor is not mentioned on the Land Registry. Therefore I do not believe he owned the house outright.

It has always been agreed that the guarantor could have a share of the equity should the house be sold.

Although he did say that he had a right to sell the house and make my mother in law homeless.

He did not have this right, did he?

[Ethel]

No, he does not have the right to either sell the house or evict anyone - not in the circumstances you describe.