Childcare vouchers

[missspeedy23]

I know the maximum you can claim tax/ni free is �55 but is there anything to stop you claiming more than what the childcare currently costs for future use?

For example at the moment my hubby will be getting �195 a month in vouchers but can actually claim �235 but our childcare isn't that much yet. However when I go from part time to full time, maybe June next year, the childcare costs will go up and he can claim the full �235 (or whatever it is then).

Is there a set date they have to be used by or can we keep them and put it towards the costs next year, therefore reducing the additional cost to us?

[factor-fiction]

Is there an expiry date on the vouchers. Can ou get hold of any written terms and conditions? Might be worth ringing the voucher provider.