Does a debt go to court before the Baliff comes

[greybrenda]

My friend was evicted from her house,for none payment of morgage and a loan with a second charge on house. do the baliff need a court order to come to the house to seize goods or take the keys.? If a court granted permssion for the baliff to come what sort of record would there be. thanks

[Buenchico]

Yes, the lender has to obtain a court order to send the bailiffs in.

All court orders are recorded on a central register, to which the credit reference agencies have access. Additionally, anyone can check whether any court orders have been granted against any individual (or business) by paying the �8 search fee here:
http://www.trustonline.org.uk/search-others
(For example, if your friend was seeking to move into rented accommodation, a potential landlord could check to see whether any court orders had been granted against her).

Chris

[Ethel]

Just to add, the record would show your friend has County Court Judgements (CCJs)

[greybrenda]

I worded my question wrong. my friend says althought the Baliff came there was not court judgement or court orders made against her. I thought the baliff worked only on court orders???
will look on the site mentioned in earlier relpies
thanks

[themas]

Is your friend certain it was a bailiff? If there was no Court judgement or order then it should not have been. It could be a debt collector giving the impression to her that they were a bailiff. If that was the case, then I suspect they have breached all sorts of rules, but proving it would probably not be easy.