Loans taken out by my Former Husband

[spud41]

Before we were divorced my former husband took out a loan in order to buy a car giving his address as our marital home. In our recent divorce I was allowed to keep the family home which I owned before I married him. Even though my former husband is paying off his loan correspondence re loan is being sent to my home. I've informed the loan people that my former husband no longer lives there and gave them his current address but they say that owing to the Data Protection Act they can only receive this instruction from my former husband who refuses to give it. I now wish to sell the house but I am concerned that the debt that my former husband owes is still attached to this address. How can I remove this?

[ummmm]

They can't do anything to retrieve the money from you unless they have put a charge on your house.

Is the house in your name and the loan in his?

[themas]

If the loan is in his sole name you have nothing to worry about. If they are silly enough to insist on going on sending correspondence to your address I suggest you return it marked "no longer living at this address". If it continues after you have sold the new owners should do the same. The loan company can take no action against you (unless you are named on the loan jointly with your ex) or against the house unless it is or was in joint names.

[tamborine]

Write 'Not here' on envelope & drop in post box. PO will forward.

[daffy654]

A bad debt is not attached to an address,it is attached to the person whose debt it is. In no way will it effect you selling the house,or have any detrimental effect on the ability to obtain credit of the new owners.

[R1Geezer]

just repeat what you have already done then tell them you are moving. Any further letters put in the post box with "Not Known at this address"; They'll soon start writing to the old man.