Donate SIGN UP

Credit Debit Card's UK

Avatar Image
cypriot_01 | 19:38 Fri 11th Feb 2005 | Business & Finance
5 Answers

Hi,


I wanted to get VISA or Master card in UK but no luck as I have very bad credit history. Capital one asked �200 deposit for a master card with �200 credit limit adn %29.9 APR. It is no good to me as I will be paying %30 interest for my own money! I want to get Pre paid card, I don't want any credit, I have good income and I need a visa or master card. Any info how to get one?(any visa or master would do as I don't want credit facility)



thanks

Gravatar

Answers

1 to 5 of 5rss feed

Best Answer

No best answer has yet been selected by cypriot_01. Once a best answer has been selected, it will be shown here.

For more on marking an answer as the "Best Answer", please visit our FAQ.

If you pay off the outstanding amount each month, the amount of interest will be irrelevant as you won't pay any! If you don't want any credit, I presume that is your plan.

Take the Capital One, pay it off religiously & convince them that nowadays you are a good risk.

Why if you don't want credit do you want a credit card (serious question)? You can just as easily get a VISA Debit card which functions in exaclty the same way.
Question Author
I don't care if it is credit or debit card. I prefer Debit VISA card, but with my current credit status I can not get any VISA debit card. DO you know someone who offers VISA debit easier than others?
a cashminder bank account with the co-operative bank offers a visa electron card (debit card) if thats any use!
Question Author
I already have Electron Visa and Solo card but in many big restaurants, bars I can't use them. I also shop online and there is not much use for Electron or solo. I need a straight VISA card(delta) I don't want cheque card or overdraft or any credit facility. Can Citi Bank Direct Current Account be an answer to my question??

1 to 5 of 5rss feed

Do you know the answer?

Credit Debit Card's UK

Answer Question >>