Pension Age

[chrissa1]

I reach the ripe old age of 60 tomorrow. I've just checked the .gov web site and it says that I can't claim until 6th May 2011 when I will be 60 years, 6 months and 24 days old.

Why?

[DocHH]

Hello Chrissa1
I'm afraid you have fallen foul of being too young! The last Government raised the age at which ladies could receive State Pension from 60 to 65, then it was raised again for everyone to 66. However it was done on a sliding scale, so that it was phased in on an age related basis. You are one of the casualties, others younger than you will have to wait longer. Herself is currently 55 and has to wait until she is 63 (plus a bit) before qualifying for State Pension.

[anneasquith]

i have the same problem chrissa, i think i will be nearer 61 than 60.

[carrot99]

The State Pension Age (SPA) is the earliest age you can draw your State Pension. Your SPA is specific to your date of birth.

Historically, the SPA has been 60 for women and 65 for men. However, these are changing.

Between 2010 and 2020 women's retirement ages are increasing to 65.
Between 2024 and 2026, retirement ages for men and women are increasing to 66.
Between 2034 and 2036, retirement ages for men and women are increasing to 67.
Between 2044 and 2046, retirement ages for men and women are increasing to 68.

[carrot99]

http://www.pensionsad...nsion-age-calculator?

sorry this gives your actual retirement date

[buildersmate]

This revelation isn't new - it was announced well over 10 years ago.

[boxtops]

Chrissa, what the others say is so. You will get a letter from the Pensions Agency a couple of months before you are eligible, asking whether you want to claim your pension or defer it. You then need to tell them when you want it.

[chrissa1]

Cheers all.

[kinell]

in any other financial context you would have been a victim of at least breach of contract or otherwise obtaining money under false pretences

with the gov you pays your money (and dont have a choice) for national 'insurance' and this insurance outfit holds onto your money