In tray

[annie0000]

Just cleared out the "in" tray in the study and found (amongst various rubbish):

An uncashed cheque for £6.61
an unpaid vets bill for £48.46
and Tesco vouchers for £73.50

making me £31.65 in credit!!! yeah!

Anybody found anything good when tidying up?

[tiggerblue10]

I usually have to pay my vets bills at the vets and then claim it back on the insurance.

[annie0000]

didn't think I had that many lying onetoo - to be fair one of them for £4.50 has expired, but think I will try my luck!

[ChuckFickens]

£2000 in a drawer (it was a expired endowment policy I'd forgot I had)

[tiggerblue10]

Any cheques given to me go to the bank straight away and I use all my vouchers up when I get them. Actually, I went to Tesco today and converted a £15 voucher into £30 to use in the baby and toddler area.

[annie0000]

I usually pay it at the time too tigger but they weren't sure if i'd need to bring her back so just sent me the bill on - I think the excess on my insurance is higher than that so will need to fork out the cash. All that was for was an antibiotic jag for a swollen paw.

[society]

My very first income tax refund check.

[annie0000]

That's a good find chuck :o)

Never get round to going to bank tigger - thinking of converting my vouchers too - put it towards christmas stuff.

[tiggerblue10]

Vets bills are extortionate but I'd rather fork out the money than have a sick moggy. My excess is £50.

[Buenchico]

I usually seem to find things (like Tesco Clubcard vouchers) or Shell Rewards tokens which expired just a few days before I discovered them ;-)

However I once found lots of Debenham's gift vouchers (sent to me by an aunt over many birthdays and Christmases) which were all well beyond their expiry date. I was about to bin them when I thought that it might be worth asking Debenham's whether they'd still accept them. To my amazement, they said that their computerised system (which probably didn't even exist when the vouchers were issued) still recognised them. By paying only a fiver, to make up the total payment required, I left the store with a top-quality business suit ;-)

[annie0000]

Actually chuck, surely they should have contacted you prior to maturity?

Society - I hope it was a good one :o)

[tiggerblue10]

It is a good idea to save them up for Christmas but I can't be bothered this year. I've got Sainsbury's points, Boots Advantage card points and other points! Points, points, points, I'm surrounded by points!!! Lol

[anneasquith]

annie. you have an "in tray" in your study ? i have a kitchen drawer !

[tiggerblue10]

Nice one Chris :o)

[annie0000]

me too tigger.

Chris - very nice, thanks to Auntie then!

I think I am going to convert the vouchers and add them to the money my mum is giving the boys for Christmas and buy them a trampoline from her - they'll be over the moon with that - just need to persuade mr annie that it would get more use than having a football pitch when the kids aren't interested in football.

[ChuckFickens]

Annie, yes, but I'd moved several times and hadn't kept them updated, but a copy of the policy was all they wanted and I am now sitting on the outcome (a sofa) while watching the other outcome (a large TV) plus a few other bits :)

[tiggerblue10]

Nice one Chucky :o)

My endownment policy ends in 2016 but there will be a shortfall as I need to pay my mortgage with it and I wont have enough.

[annie0000]

anne - well I have one of those 3 tier things - top one is the in tray - the next one os for the boys things e.g. notices from school and cubs and things and the bottom one is for reference stuff like the cinema list and menus etc.

That's the theory anyway, but it just seems to get full of rubbish.

I have a kitchen drawer, but that is full of other crap ;o)

tigger I just used my sainsburys points a few weeks ago and got a PS3 with the move thingy for just over a hundred quid when I used my points. It's worth saving them if you can.

[annie0000]

that's good then chuck - hows how important it is to keep your address updated or at least hold on to the policy docs. Mine doesn't mature under 2017 but is facing a shortfall too.

[benny3008]

i found a cheque a little while back from an insurance claim i made in December, a cheque for £50 which i claimed for a damaged pair of jeans during an accident, i was gutted when i realised it was out of date by about 3-4 weeks! glad it wasn't the cheque for my bike damage that i forgot to pay in!