Car Insurance

[whiskeryron]

Last year the law on car insurance was altered so that every car parked off road & on your drive must be insured. We have a situation whereby my daughter is having a change of car ( low mileage 2nd hand car) & instead of trading her present car, keeping it on the drive for her 25 year old son who is taking his road test in March. I am aware that we can S.O.R.N the car until it can be insured in his name but the problem is my daughter & husband are hoping to move house shortly, how can they then drive the car to their new premises?
I am hoping there is someone on A/B who can come up with an answer.

Ron.

[EDDIE51]

I had the same problem with my daugher when she moved house. In the end we got someone to tow it to the new house. It would have ment unSORN ing it reinsureing it and then canceling the insurance and reSORN ing
The new house was several miles away along a main road with cameras it would have been picked up instantly as SORN , if it had been just around the same town I would have chanced driving it.

[whiskeryron]

Thanks for your prompt answer EDDIE51, did it have to be towed by someone putting trade plates on the towed car?.

Ron.

[jake-the-peg]

Do you have a car with a tow bar?

http://www.erento.co....ailer/3541958849.html

alternatively

https://www.insure4ad...4LQpK4CFQ5_hwodkgz8SQ

[whiskeryron]

brilliant jake. Thanks mate.

[EDDIE51]

Not nessesary to have trade plates, just a car with a tow bar. The towed car counts as part of the towing car, you need to put a spare no plate the same as the tow car to be fully correct but we just stuck a piece of card over the number plate with' On Tow' and the number of the towing car.

[EDDIE51]

Just to add if you can borrow some trade plates you can just put them on the car and drive it, they are are taxed for any car they are on. Then get someone with fully comp insurance that includes driving other cars to drive it.
The owner can't drive it as 'driving other cars' only applies to cars owned by someone else. I once looked at temporary insurance but it was hideously expensive, cheaper to insure for a year and then cancel the policy They wanted £180 for 1 week against £250 for a year !

[New Judge]

Beware of using trade plates (even if you can find a trader to "lend" you theirs. Trade plates can only be used when a vehicle is temporarily in the possession of the motor trader or vehicle tester who holds the trade licence, and who is engaged in the course of their business.

[MartinBev58]

I would not chance taking a car out without insurance or with a SORN on it.
I collected a brand new car from the garage and changed the insurance over by phone.
It was insured but not showing on the Motor Insurance Database at that point.
A police car with an ANPR camara stopped me but things were settled over the phone.


Martin