online banking

[tali122]

imagine if you are unaware that there is some nasty in your system are you still protected from the banks website -is the padlock an infallible sign of security?
anyone with experience of online banking?
im not concerned about dodgy emails but more with the financial details i would enter into the banks website- could spyware,keyloggers find these?
how safe is are other padlock sites?
sorry for so many questions
thanks

[stevie21]

No matter how safe the site is, if you have a keylogger broadcasting the details of every key you press to a hacker then you are giving them your username and password for every site that requires one (assuming that you type them in).

The padlock is a sign of the site's security. Having a keylogger is a sign of a lack of security on yours which the website can do nothing to help you with.

[Oneeyedvic]

I use NatWest online banking and find it fantastic. When you log on, as a security precaution, it tells you the last time you logged on (eg 17th April @ 11.35am). If this is not ccurate, you log off and call them up. Not fool proof, but certainly helps

That said (touch wood) not had cause for concern

[TEAK36]

I use Barclays online banking,and last year they inroduced a dropdown alphabet for entering your password.This stops keyloggers getting your password.

[MargeB]

There is a way.

Buy a fingerprint reader, it replaces passwords. Is a big leap in the right direction.

[stevie21]

How on earth would a fingerprint reader stop me from having to enter my passwords on a website which insists that I enter passwords before being able to log on?
Imagine that I already have a fingerprint reader (and a keylogger) and want to log onto Barclays' personal banking website. What do I do when it asks for a password?

Apparently you can form a gummi bear into a print of your finger, give it to a friend and they can press it against the fingerprint reader and pass *some* existing technology on the market.