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Bad Credit rating

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Ric.ror | 12:53 Wed 09th May 2012 | Personal Finance
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If I am really good from now on how long will it be before I have a clear credit rating?
I begrudge paying Experian or some such company to tell me I am cr@p with money
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It takes six years for your credit file to clear of bad debts.
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Six years
Good god!
Well thanks anyway

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