Which ISA now.

[jonesytwotwo]

My Nationwide ISa comes to the end of its better rate on September 30th. If I leave it as is, it will simply gather dust and .05%. Not a wealthy person, having only one isa, so is it best to cash in and re-invest, and to where?

[Gizmonster]

Shop around, but make sure you transfer it, don't withdraw it, or you'll lose out on any tax benefits.
Have a look at the following link, for top ISA's:

http://www.moneysavin...savings/best-cash-isa

[Sipowicz]

Don't cash it in, you'll'lose the "tax free" wrapper. When you've deciced on your new ISA provider, they'll handle the transfer for you. Sorry, can't advise where to invest, you'll have to do the research yourself!

[VHG]

If you find a new ISA you like then go to that company and they will arrange for it to be transferred from the old companies ISA to the new companies ISA. They are used to doing all this as people move ISAs around all the time.

That way, as has been said, you dont lose the ISA tax free status.

If you remove the money yourself you lose all tax free status. If you reinvest it you will only get tax free this year on about £5,000 of it.

Newspapers, like the Mail on Sunday, have financial sections where they give advice on best ISA deals.

[Fibonacci]

You will find a lot of useful information on ISAs on Martyn Lewis's Money Saving expert website
http://www.moneysavin...e-savings-without-tax

you will also find a link to best cash Isas currently available [given by gizmonster] on the site and on the Money Supermarket website.
http://www.moneysuper...om/savings/cash-isas/