NI contributions

[jean88]

I am not working at the moment but I have manage to cope without claiming any benefits. Do I still have to pay towards my NI? Or any other taxes?

Thanks

[twiglet4frog]

With NI, if u have not paid the full amount they require then they will advise u to pay it at a later date to make it up, my partner received a letter explaining they were �400 less than what was needed and to receive full pension from the government at retirement age then a voluntary payment could be made at any time provide what was paid was a full years worth of payments at once.

Hope this helps

[twiglet4frog]

Oh, and as for tax, well u dont need to pay tax on income if u are not actually earning anything, e.g living on savings.

u will still be expected to pay any council tax and if u are not claiming income support or anything similar then u will receive no help with that or any housing benefit.

Also, if u decide to claim then u must have less than 9k i believe it was in savings or investments. Hope all this helps.

[Mrs_Pegasus]

Hi There

Why manage without claiming?  If you are genuinely unable to work why use your savings to survive on?

If you claim then your NI is kept up-to-date and if there ever comes a time you have to claim long term, then your NI contributions will not run out and therefore effect the benefit you can claim.

[OBonio]

If you claim Job Seekers, your NI is paid for you. Once you get a new job, you will get a P45 from the dole office. Not the nicest thing I've had to do, but it's one of those things you should do.