Quizzes & Puzzles3 mins ago
Very Confused Over Pension Date Info
29 Answers
I've looked at the state pension info on the internet and I still cant work out the following.
When can a man born June 20th 1956 draw full state pension ?
When can a woman born March 6th 1956 draw full state pension ?
and....
If they are married does that effect the payments?
When can a man born June 20th 1956 draw full state pension ?
When can a woman born March 6th 1956 draw full state pension ?
and....
If they are married does that effect the payments?
Answers
Sorry jno, that's not right - it is 66 for both. You've used an out of date document. The better place to check this is here: https://www.gov.uk/calculate-state-pension Koiman, I'm afraid you are both caught by the uplift to 66.
12:53 Fri 18th Jan 2013
She will get a pension in her own right if she has been paying NI contributions for the right amount of time. You will get individual pensions which are not affected by your marriage.
This should give you info as to what age you both can retire.
http://www.pensionsadvisoryservice.org.uk/state-pensions/state-pension-age-calculator
This should give you info as to what age you both can retire.
http://
Sorry jno, that's not right - it is 66 for both. You've used an out of date document.
The better place to check this is here:
https://www.gov.uk/calculate-state-pension
Koiman, I'm afraid you are both caught by the uplift to 66.
The better place to check this is here:
https:/
Koiman, I'm afraid you are both caught by the uplift to 66.
I'm also confused about the new minimum pension of £140+ being introduced in a few years time. Does that mean current pensioners will stay on the lower rate (think its currently about £107) if so, that is hardly fair is it - the ones who will qualify for the higher rate don't have to accrue as many years NI credits either ......... I had 41 years.
Ann
Accurate info on the detail of that is hard to get. Rest assured, I am watching like a hawk for it.
The issue is that one needs 35 qualifying years of NI contributions (or credits or Home Responsibility credits). So you get more, provided you've put in more.
Those on low income continue to get the top-ups.
The big problem for me with all of this is that for those FEMALES who have neatly calculated that they 30 years and retired but have not reached State Pension Age, they haven't now got enough years (by 2017) to accrue another 5 years of qualifying years. MEN seem to get NI credits once over 60.
It's all a bit muddling.
Accurate info on the detail of that is hard to get. Rest assured, I am watching like a hawk for it.
The issue is that one needs 35 qualifying years of NI contributions (or credits or Home Responsibility credits). So you get more, provided you've put in more.
Those on low income continue to get the top-ups.
The big problem for me with all of this is that for those FEMALES who have neatly calculated that they 30 years and retired but have not reached State Pension Age, they haven't now got enough years (by 2017) to accrue another 5 years of qualifying years. MEN seem to get NI credits once over 60.
It's all a bit muddling.
In principal it's a good thing. In reality, I can't see it being any cheaper to administer and also youngsters won't be any better off. It's not just us that are already on pensions that will be adversely affected. I am not clever enough to understand all the ins and outs, but from what I gather most pensioners, current and otherwise will in the long term be worse off.
Bloody government.
Bloody government.
I feel the same. Let's just wait and see. There will be a lot of problems if that happens. As buildersmate says it is impossible to get full information at the moment - probably because they haven't worked it all out properly. The new pension would be more than my state pension, plus SERPS, plus my 2nd State Pension and paying full stamps all my working life!! There will always be winners and losers, but I don't see how they can possibly make older pensioners worse off than those who retire from 2017, especially if they are cutting benefits out of the equation.
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