I gave a cheque for nearly £1000 to a funeral firm in advance of the funeral for payment for the cremation. The deceased's bank would pay the final bill later and re-emburse me for that amount.I obtained a receipt and this happened in January. The final bill was paid in early February and I received my payment and a receipt 'in full and final payment' was sent to me by the funeral company. The cheque I gave them has not been presented yet - 2 months after I gave it to them. My problem is - do I contact them (which I don't feel I should have to) or just leave it and assume they will realise at some stage. Could I be in trouble for not reminding them as its not as though it is only a couple of quid.
A cheque can be presented up to 6 months after the date of issue. I don't believe it is your job to enquire, but as said previously you must maintain the amount in the account.
A cheque can legally be presented up to six YEARS from date of issue, though in practice most banks operate a system of not accepting cheques that are more than six months old.