Divorce And Personal Pensions.

[cupotee2]

If a couple divorce after over 30 years married, would the wife be able to claim part of the ex husband's work pension?

[hc4361]

Yes, if it forms part of the financial settlement

https://www.moneyadviceservice.org.uk/en/articles/dividing-pensions-on-divorce-or-dissolution

[VHG]

If they own a house together it may be the husband gives more of the house to the wife in lieu of his pension.

This happened to a relative of mine, he gave his wife more than half the house but got to keep his pension. That meant she got the money now rather than waiting till he retired.

[New Judge]

Many people having to split their assets on divorce have to have their pensions valued by an actuary and the cash value of that valuation shared.

A friend of mine (who had about ten years left before retirement) had to have his pension valued and transfer half of its value to his ex-wife (as a single cash payment). He paid her from his own cash assets and kept his entire pension intact. This meant she therefore had use of that amount immediately. He did not. He did not want to cash his in (preferring the retirement income instead) but could not have done so anyway as the scheme's rules did nor permit it.

Alas he died two years before retiring and got nothing from his pension, having given half of it away in cash. It's a funny old world.

[cupotee2]

Unfortunately there is no property involved now.