Joint Account In My Name From Great Grandmother Bank Account Inheritance

[luckyfigure2000]

Im 18.. and I have a great grandmother who left me 5000 in 2002 I don't know which bank and whether I'm able to go get the cash has any one got any ideas in how to go about where the money the area she lived has a few banks should I check them out???

[waterboatman]

Was it not stated in the will, or it should be in her bank paperwork.

[luckyfigure2000]

She opened a account with my name and hers and I'm legal age so wondering what the situation is..

[luckyfigure2000]

I have nothing but a picture and a name and the area she lived and i surely know she put 5k there

[fiction-factory]

How do you know the account exists, luckyboy?

[luckyfigure2000]

My grandmother told me so did my Father which I don't speak to

[fiction-factory]

I would start by asking the executors of her estate. You may find the money was distributed then or they may at least have a record of teh account. Presumably no-one alive remembers seeing any statements. the bank should have been notified of her death in 2002 if her name was on it.
There is a dormant account rsister/site I think that you could try googling

[JJ109]

Talk to your parents.

Before you were 18, your parents were your legal guardians. If your great grandmother has died, a joint account could be transferred to the survivor, irrespective of a will. In this case, the survivor is you, but it would have to be your parents that signed for it, and they could have done what they liked with the money, as you were not of age. They may have opened another account in your name, used it to pay for your school fees, or placed it on a horse. It is their decision.
If your parents no nothing about it, then talk to the executors of your great grandmother's will (if she made one).

[luckyfigure2000]

Can I not try the banks around my branch and ask I can't find that site

[luckyfigure2000]

She may have opened a bank account savings account with my name I don't see how anyone can take it I heard I have the money last year some point

[ummmm]

Banks won't give you any information without the relevant paper work.

[luckyfigure2000]

What documents do I need I have here name date of death date of birth

[fiction-factory]

Of course you can try asking them. I would prepare a standard letter stating the names on the account, the dates of birth, the date opened (approx) and the last known address on the account and then take it to the local banks. Of course the bank may not exist now so it depends on how good the records were at the time of the merger/takeover. I think the money probably went in 2002 as JJ109 says after her death but good luck

[luckyfigure2000]

She left it in my will to have it at either 18 or 21 I'm sure the account would still be there

[fiction-factory]

Yes, i would include copy death certificates and birth certificates too- and out of courtesy a stamped address envelope

[luckyfigure2000]

I don't have access to this I live with my girlfriend and have a job I was wondering if anyone had any advice............ I don't have anything but my birth certificate

[fiction-factory]

You can try sending the letter with what you have got and wait to see if you hear back from them. If your mum and dad can't help though that suggests to me they may know where the money went

[JJ109]

This is getting more complicated - TALK TO YOUR PARENTS.

If it is a simple joint account, then each party to the ccount needs to sign the opening documentation. You being an infant, could not sign. Therefore your legal gurdians have to sign on your behalf. Your great grand-mother cannot open joint ccount in anybody else's nme including yours. She would need one of your parents to do it with her.

Now you say that the funds are to be released to you at age 18 or 21. If this is the case, then it is NOT a joint account, but a trust account. The account would not be in your name, but would be in an account styled Joe Bloggs trustee for (your name). A trust deed would be involved. Unless you know who the Trustee is, then no bank will be ble to help.

Talk to your parents

[luckyfigure2000]

I know who the trustee is.

[luckyfigure2000]

Would the bank help me if I did know

[JJ109]

Well now you have the answer. You contact the Trustee!
Nobody else can help.

There is no point in contacting any banks, as they have a duty of secrecy to their customers. You are not the customer. The Trustee is the customer, and therefore the banks will just tell you that they cannot give you any information whatsoever, and that you should go and see the Trustee.