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Credit Card With Small Limit
28 Answers
Sadly I am in the process of compiling a bucket list, having received a terminal diagnosis. My physical condition does not allow me to travel so the next 6 months to a year will mostly be spent at home. I am trying to make our conservatory my "den" for want of a better word.
Can anyone recommend a credit card with, say, some thing like a £1000 limit that I could use for this project? My wife does our finances and it would be practical for me to be able to buy small things without her worrying.
Can anyone recommend a credit card with, say, some thing like a £1000 limit that I could use for this project? My wife does our finances and it would be practical for me to be able to buy small things without her worrying.
Answers
Try applying for a card from the bank that operates your current account, that would be the most straightforw ard. In any case there is not a lot to choose between credit cards from the big banks, especially as you are going to pay in full each month. On the application form state £1000 as the credit limit and that should be what you get.
10:22 Wed 21st Feb 2018
Two points....you can specify the credit limit that you would like.....and, the "best" card would depend on how you intend to use it. Would you be clearing the balance at the end of every month (so the interest rate wouldn't be an important factor) or would you be paying some of the balance and rolling over the rest to the next month (so the interest rate becomes rather important)?
You could get one of those pre-loadable cards such as Revolut. Your wife can transfer an amount onto it and then you can go and spend away.
We used it when we went on holiday as it can save you a small fortune in exchange rates / bank fees - other than that I don't have a credit card as I don't agree with buying things on the never never.
We used it when we went on holiday as it can save you a small fortune in exchange rates / bank fees - other than that I don't have a credit card as I don't agree with buying things on the never never.