Car Insurance - Unreasonable Demand

[atalanta]

I have just been requesting a quote for car insurance. The person on the other end of the phone insists I give the exact date when a low-flying bird smashed my headlight - either four or five years ago. I did not claim on the insurance, but forked out the £300 myself. How on earth am I supposed to remember the date this happened ? ( The business which repaired it has gone out of business, so no hope there.) And why have I never been asked this before when renewing car insurance ?

[bednobs]

how did you even get to talking aboutit if you didnt claim on your insurance?

[bookbinder]

Couldn't you just invent a date?

[Buenchico]

Were you successful in suing the dead bird?
https://www.theanswerbank.co.uk/Spam-and-Scams/Question1419579.html

[ToraToraTora]

thus we learn an important lesson, keep schtumm it was not a claim.

[ToraToraTora]

yes yes I know, before the usual evangelists weigh in, they ask about accidents not claims but in reality it makes no difference to the quote, just creates a load of admin.

[Maydup]

Start again with another insurer and dont mention the incident. It was neither an accident nor a claim, just a new headlight. I cant see the difference between that and needing a new tyre for example.

Try one of the online sites as it will save you ringing round loads of companies.

[yogi-bear]

Tell them you didn't claim, so not important....if they insist, put the phone down and shop around for a good deal....plenty around on the internet

[joko]

just make one up! if you cant verify it, neither can they

[Baldric]

If you didn't claim for it, why on Earth did you tell them about it?