I'm Trying To Lease A Car And Getting A Mortgage Please Help

[youals1]

Hello everyone,

As you may you know as you read the title I'm trying to lease a car, I'm thinking about getting a toyota camry 2019, however I'm thinking of leasing it. I'm currently qualified for a mortgage for $200k, however I was thinking if that will effect my chances of getting that mortgage if I lease a car, I have looked it up online and it says it does, however I'm thinking for leasing and putting down $12000 which will it comes down $0 for 36 months then I'm either buying it fully or returning it. Will that effect me? Because I'm paying $0 for the car

Thank you I hope to hear soon

[youals1]

UPDATE: Will that effect the mortgage if I update the car under my wife's name? She doesn't have any debit but her income is not as much as me. I don't know if it will effect us because we are paying $0 a month for 36 months then we can buy it or return it

[bookbinder]

This is a UK website, youals1. You might get answers that are more relevant to your query if you contact a US site. Try Answerbag.

[ToraToraTora]

in UK or US any credit you have will affect any credit you apply for but that does not mean you'd be turned down for the mortgage. Anyway if you have $12k just buy a decent car, last thing you need is to incur a debt and what for? a Camry? really? for 12k you'll get something awesome and no debt.