ChatterBank0 min ago
pet insurance
7 Answers
hope this is the right area for this - can anyone recommend good pet insurance - someone who does good cover and is value for money? tesco seemed quite good but not sure what to look out for in the policy - what is good and bad! thank you
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Just to say that we have a dog and don't have insurance, but a chap I know over the park just had an accident with his dog and his insurance company paid out - he uses Sainsburys.
I would rephrase the question to which company will actually honour claims - a lot of the companies used to have bad reputations - monthly premiums are not necessarily the best thing to go on.
Several BBC (+Channel 4) programmes recommend Martin Lewis's website as a reliable source of information. Here's the relevant link for pet insurance:
http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?ne wsid1130761827,56015,
One thing to watch out for is limits on pay-outs for long-term conditions. Some policies put a monetary limit on such conditions (e.g. a maximium of �2000 for any particular medical problem). Others place a time limit on payouts (e.g. they'll only pay for treatment during the first 6 months, or a year, during which the condition exists). If your pet develops a long-term illness (e.g. diabetes) which requires frequent and continuous treatment, policies with monetary or time-limited restrictions can leave you having to pay many thousands of pounds per year for treatment when the insurance pay-outs stop.
Chris
http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?ne wsid1130761827,56015,
One thing to watch out for is limits on pay-outs for long-term conditions. Some policies put a monetary limit on such conditions (e.g. a maximium of �2000 for any particular medical problem). Others place a time limit on payouts (e.g. they'll only pay for treatment during the first 6 months, or a year, during which the condition exists). If your pet develops a long-term illness (e.g. diabetes) which requires frequent and continuous treatment, policies with monetary or time-limited restrictions can leave you having to pay many thousands of pounds per year for treatment when the insurance pay-outs stop.
Chris