Bank

[HFJL2020]

as far as banking is concerned what are bacs and chaps thank u

[perseverer]

Try this, for example. From Barclays bank but is the same for all banks.

https://www.barclays.co.uk/help/payments/payment-information/bacs-chaps-faster-payments/

[mumstheword1]

I think, if I can remember from my days working in a bank.
Bacs = banks automated clearing system
Chaps = clearing house automated payment system