ChatterBank3 mins ago
pensions and living abroad
2 Answers
what happens to your uk pension if you worked here for 20 years and then moved to usa for good. can you still get you pension when you reach the right age?
Answers
Best Answer
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For more on marking an answer as the "Best Answer", please visit our FAQ.Quote 1:
"You can be paid a UK State Pension (with an extra amount if you are aged 80 or more), in any other EEA or agreement country."
So what's an 'agreement country'?
Quote 2:
"The countries referred to in the these FAQs which the UK has agreements with are:
Barbados, Bermuda, Cyprus, Israel, Jamaica, Jersey and Guernsey, Malta, Mauritius, Philippines, Turkey, USA, Yugoslavia (applies to the Republics of the former Yugoslavia)"
Source of quotes:
http://www.thepensionservice.gov.uk/atoz/atozd etailed/livingoverseas.asp
All of which simply means that the answer to your question is 'Yes'.
Chris
"You can be paid a UK State Pension (with an extra amount if you are aged 80 or more), in any other EEA or agreement country."
So what's an 'agreement country'?
Quote 2:
"The countries referred to in the these FAQs which the UK has agreements with are:
Barbados, Bermuda, Cyprus, Israel, Jamaica, Jersey and Guernsey, Malta, Mauritius, Philippines, Turkey, USA, Yugoslavia (applies to the Republics of the former Yugoslavia)"
Source of quotes:
http://www.thepensionservice.gov.uk/atoz/atozd etailed/livingoverseas.asp
All of which simply means that the answer to your question is 'Yes'.
Chris
Just to add to Buenchico's usual excellent answer, there are some unexpected countries where you can draw the pension entitlement appropriate to the number of National Insurance contributions you have paid, but once you start drawing your pension you will not be entitled to any state pension increases awarded thereafter. Australia is one such country. I believe Canada might be another. There was a famous court case about this about a year ago when a lady tried to test the legality of the government withholding increases but unfortunately for her and many other people who have retired abroad to other different countries, she lost the case.