council house

[stephen2504]

my parents have been renting a council house for 17 year is it possible for me to buy there house under the right to buy and would it be possible for them to give me the rent even though they get there rent paid because they arent working

[Postdog]

I'm no expert, but THEY have the right to buy, not you, and as they aren't working and have the rent paid, how can they pay a mortgage?.

It is possible - I assume - for you to do what I did, and buy the house with your parents - mind you, I was also living there, so I don't know if that made a difference.

[stephen2504]

i suppose i could buy it in there name somehow

[themas]

It should be possible for it to be bought with money you provide, but your name would have to be on the mortgage as well as theirs and, I think, on the title deeds. Whether this is allowable I don't know - you need to ask the Council

Once the house has been sold your parents would not be eligible for Housing Benefit so they would have no money coming in to pay over to you to help with the mortgage. Housing Benefit is only available to pay rent - not mortgages. It would not be possible for your parents to become your tenants and pay rent to you (in order to claim Housing Benefit) because the house would be theirs.

[fairline]

Simple, they get a mortgage and you act as their guarantor.