credit rating score

[stephen2504]

im 18 years old and i want to get my credit rating score up how would i go about this

[vicster2006]

one old trick is to apply for a credit card use it and pay off the balance this will look good to potential creditors!

[PFA]

Hi Stephen2504,

The answer to your question:

1) Get on the electoral roll
2) Pay by Direct Debits where possible
3) Have your salary mandated to the bank
4) Keep your current acc in credit
5) Check your CREDIT RATING to see if there any surprises.

Experian - www.experian.co.uk / Equifax - www.equifax.co.uk

6) Ask your bank for a credit scoring improvement leaflet.
7) DO NOT... DO NOT....miss any credit agreement payments - even if it is only for 1 pound.