National insurance benefits for self employed

[dancecaller]

What do class 2 and 4 insurance payments entitle you to.
I have been going in small circles round various government websites but can't see.
Do you get a pension? Sick pay? Unemployment benefit (I suspect not but can't find any evidence)

[Ethel]

Class 2 must be paid by self employed people unless their income is minimal.

Class 2 National Insurance contributions give entitlement to a range of contributory benefits

* Incapacity Benefit
* Maternity Allowance
* Basic State Pension
* Bereavement Benefits
o Widowed Parent's Allowance
o Bereavement Allowance
o Bereavement Payment

Class 4 insurance does not give any more benefits and is payable if your profits are above a limit. It is a stealth tax.


I hope this link works which will explain Class 4:

http://www.hmrc.gov.uk/nic/class4.htm

[naz_nomad]

I was self employed for years ..paying class 2&4

When I got ill, i was entitled to ...f-all

[Ethel]

naz - if you had been sick for 6 months you would have been entitled to incapacity benefit.

[naz_nomad]

Yeah ...but I went 6 months with no help from the damn Government ...