Cheque guarantee

[gordy_b]

How do you guarantee cheque clearance without a cheque guarantee card?

Someone told me that if you write your account details on the back of the cheque it has the same effect, is this correct?

[Siamsal]

If that were true, then what would the point of the card be?

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[dzug]

The account details are on the front of the cheque, so I can't see what that would do.

You can't guarantee cheque clearance. You wait for it to be cleared before releasing the goods - and even then it can come back to bite you if the cheque is forged/stolen.

[stevie21]

You can't guarantee the cheque - that story's baloney.
Cheques are only considered guaranteed if the payee (i.e. the shop) use a valid card to guarantee it so even posting a cheque with valid cheque guarantee card details on the back doesn't satisfy the rules.