For anyone who works in car insurance please help!

[tammy3000]

Hi, I crashed and wrote off my car last week - 1 other car involved, it was my fault. I was later told that because I hadn't declared the 3 points on my licence (i didn't know i had to!) my insurance would be invalid.
So, my problem is this - a) i'm worried about being found out and b) i don't know how i can get car insurance again? I've been told that if i get insurance through another company and declare my points they will let my old insurance company know? Therefore i will have to wait until the points come off my licence - (they've been on for just over a year) before i can take out another policy. My old policy has already ended and my car was written off anyway.
So, could anybody who works in car insurance please advise me on what to do??
Tammy x

[rosie321]

was it a speeding fine? or parking fine?